Here's a look at what's news in banking and finance this morning:
- The news for months has been that banks are flush with deposits. But they might not be the kind the banks really want, the Wall Street Journal reports.
- Small banks are making a push in the land of big banks: New York City, InvestmentNews.com reports.
- Bank runs still exist, they're just harder to see coming, the Wall Street Journal says.
- CNBC predicts that Bank of America will try to sell Merrill Lynch as part of its "boldest predictions for 2012" feature.