Morning roundup: Secret Fed loans benefit banks

Here's a look at the banking and finance headlines this morning:

• Bloomberg examines how banks benefited from secret Fed loans during the financial crisis.
  


• Massachusetts lawmaker Barney Frank announced Monday he will not seek re-election next year. The New York Times looks closer at his "war of words with Wall Street."
  


• Stock markets opened flat this morning after a rally Monday, Reuters reports.
  


• Banks are spending billions on new tech gadgets, but they're finding it difficult to change consumers' habits, the Wall Street Journal writes.
  


• Bank of America was The Street's featured banking winner in trading Monday.