If you ask them, North Carolina bankers have plenty to say on the state of the industry right now. State banking commissioner Ray Grace did just that to help put together a national report taking a look at the community banking landscape. Bankers in the state don't like the "one-size-fits-all approach to banking regulation" coming out of Washington D.C., Grace said. But the smaller banks are looking at the current environment as a way to find a niche amid their bigger peers.
The state's bankers also feel industry consolidation means it's easier to gain market share and keep talent on board. Still, the economy at the local level is still sluggish, and banks are finding that spread lending alone isn't enough to keep the banks running.
WELLS WORKERS IN LA FIRED FOR CHEATING ON SALES GOALS: About 30 Wells Fargo branch workers in the Los Angeles area were fired for opening accounts for people that were never used to try to hit quotas, and messing with customer satisfaction surveys, the bank told the LA Times. Some accounts were opened without the customer's knowledge.
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