tag:blogger.com,1999:blog-8575396221761490577.post1570794862919441350..comments2023-10-14T11:47:37.778-04:00Comments on Bank Watch: Bank Transfer Day gaining national attentionUnknownnoreply@blogger.comBlogger28125tag:blogger.com,1999:blog-8575396221761490577.post-48245100527746569612011-11-04T18:45:41.235-04:002011-11-04T18:45:41.235-04:00Credit Unions are open on Saturdays... at least mi...Credit Unions are open on Saturdays... at least mine are AND the biggest culprit Bank is Nations Bank (Bank of "America") is open on Saturday. <br /><br />Also, I think think the date is perfect. I wish I could see the looks on those bankers faces on the following Monday with all those accounts being closed!<br /><br />Service them right!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-74871897311382909722011-11-03T16:13:10.279-04:002011-11-03T16:13:10.279-04:00I bet all the Anons bashing credit unions work for...I bet all the Anons bashing credit unions work for BofA or WF. Would be interesting to find out how many bank employees belong to credit unions! Educate yourselves before firing off facts.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-29647236162143972442011-11-03T15:29:29.796-04:002011-11-03T15:29:29.796-04:00To the Anons saying that CU don't pay taxes. ...To the Anons saying that CU don't pay taxes. Credit Unions don't have owners, their members run the CU. Their members pay their taxes individually.<br /><br />Also to the Anon who said CU's are going to impose fees on their members... Only if the members decide too for the good of the CU.<br /><br />Remember, when you transfer your money into a CU you are becoming a part owner of that Union. Don't be scared to own the place that holds your money.burselfnowhttps://www.blogger.com/profile/17416642381868263304noreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-64370770799700555382011-11-03T14:43:14.409-04:002011-11-03T14:43:14.409-04:00To Anonymous at 1:54, you are crazy if you think b...To Anonymous at 1:54, you are crazy if you think banks pay taxes. WF is subsidized more than any other bank.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-9669866434249803102011-11-03T14:37:43.680-04:002011-11-03T14:37:43.680-04:00Got out of Wachovia years ago and haven't been...Got out of Wachovia years ago and haven't been happier since. My money is no longer unavailable and on "hold" somewhere for some reason that even the "customer service" manager can explain.Mikenoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-84995006653642115512011-11-03T14:12:19.325-04:002011-11-03T14:12:19.325-04:00if u take your money out of the bank in cash to mo...if u take your money out of the bank in cash to move it....be careful in this town as you go to the credit union of your choice.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-23466965177758940642011-11-03T13:54:22.958-04:002011-11-03T13:54:22.958-04:00I love it when people say switch to Credit Unions ...I love it when people say switch to Credit Unions - do they understand that CU's don't pay taxes? If everyone moves, that's less tax the banks will pay and guess where that leads??Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-58399891879506008382011-11-03T13:45:50.404-04:002011-11-03T13:45:50.404-04:00Good luck with this, morons...
See you back at th...Good luck with this, morons...<br /><br />See you back at the bank soon.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-43110764304856815672011-11-03T13:40:04.117-04:002011-11-03T13:40:04.117-04:00here is what is happening.
uncle sam putting stif...here is what is happening.<br /><br />uncle sam putting stiffer penalties on big banks, that goes straight to customers.....the very people uncle sam wanted to help<br /><br />now, those customers will go to credit unions....but those credit unions ride the backs of the big banks atm networks etc<br /><br />next, the usage fees charged to small institutions go up from the various networks they use...credit unions get squeezed and so do the customers....<br /><br />we'd have been better off if uncle sam had of left us alone. no one wins.<br /><br />i am thinking about operating purely with cash.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-84016627501875467132011-11-03T13:35:14.995-04:002011-11-03T13:35:14.995-04:00I am sure that credit unions will be extremly happ...I am sure that credit unions will be extremly happy to take in all those clients who protest overdraft fees. The is no doubt they will be paying your bills and charging no NSF's, unlike those "evil, big" banks, LOLAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-907688052261476182011-11-03T13:09:55.948-04:002011-11-03T13:09:55.948-04:00Credit Unions work on the concept that profitable ...Credit Unions work on the concept that profitable accounts (i.e. those with a high balance) subsidize the cost of servicing accounts with low balances. As more low balance customers migrate over to credit unions, an equivalent number of high balance accounts must move as well or the system falls out of equilibrium. Once the system is out of balance, credit unions will have no choice but to begin imposing fees for services or be forced to close their doors. The State Employee’s Credit Union already imposes a $1 a month ‘membership’ fee regardless of account balance and this will surely increase if a large number of unprofitable accounts move into the system.<br /><br />Credit unions are actively encouraging people to bring their accounts to them because they are ‘fee free’ but where will low balance account holders go once they are forced to implement fees to cover service costs?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-80341696274948525732011-11-03T13:09:35.113-04:002011-11-03T13:09:35.113-04:00I opened my credit union account online this past ...I opened my credit union account online this past Sunday. Didn't even have to go into the branch! And they offered a switch kit that made moving my direct deposit a breeze. I don't know what headache that person is talking about. Warned about what??? By the way, to the one responder, blogs are very much a form of social media. Does that make you one of the "stupid, gullible and easily impressed"?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-17488796978336603602011-11-03T13:04:06.211-04:002011-11-03T13:04:06.211-04:00I've been with Wells predecessor Wachovia/Firs...I've been with Wells predecessor Wachovia/First Union since the early 1990s when I first opened a bank account. Have never had a problem, love the nationwide access to ATMs and branches. Pay no fees on any of my accounts and have no intention of leaving for a credit union or an online bank.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-22769748672188707932011-11-03T12:52:32.774-04:002011-11-03T12:52:32.774-04:00As of Dec 2010, Ally Bank was 74% owned by the Uni...As of Dec 2010, Ally Bank was 74% owned by the United States Treasury. I doubt that's because they're a successful financial institution. I'll stick with the large banks, i.e. Wells Fargo, who repaid the government's TARP back in 2009--with dividends!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-14445611101206730152011-11-03T12:48:09.733-04:002011-11-03T12:48:09.733-04:00I have been with the same bank since the early 90&...I have been with the same bank since the early 90's. The original bank I started with was bought/merged. It is now Wells Fargo. I have to say I've never been treated with anything other than respect and courtesy. I've even been refunded fees. Questions, replacement cards, free services, notary - heck I even have the personal phone number of a banker for after-hours information.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-51640134562859801532011-11-03T12:44:56.552-04:002011-11-03T12:44:56.552-04:00I also want to switch my accounts from these big b...I also want to switch my accounts from these big banks. I will do it ASAP. It is because of so many unethical practices of these big banks including Mortgage frauds, overdraft fees, big bonuses to executives while in bankruptcy, many more ...<br />When these big banks think that they are too big to fail and force their decisions on us, we should move our accounts from these banks. We can also stop using their credit cards if we can which earns them a lot of moneyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-70953521341061755922011-11-03T12:23:31.397-04:002011-11-03T12:23:31.397-04:00Staying with Wells Fargo!!!
"Starting over&q...Staying with Wells Fargo!!!<br /><br />"Starting over" with a new financial organization just isn't worth the headaches. To those of you who *do* jump, good luck.<br /><br />Don't say you weren't warned ...Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-54267816881597463652011-11-03T12:19:49.855-04:002011-11-03T12:19:49.855-04:00So, let's say for the sake of argument that th...So, let's say for the sake of argument that thousands of people leave their banks and start accounts with credit unions.....what's to say that once the credit unions get tons of new depositors they won't do the same thing the big banks are doing now? Social media has become the pied piper for the stupid, gullible and easily impressed.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-72823347789586453692011-11-03T12:11:29.610-04:002011-11-03T12:11:29.610-04:00Ally Bank (ally.com) is an online-only bank based ...Ally Bank (ally.com) is an online-only bank based here in Charlotte that charges no fees and refunds any ATM fees you get from using another bank's ATM nationwide. Obviously, they're open 24/7 online or over the phone (you always get a person) -- so no problem with the 11/5. Check them out.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-22497528006565720072011-11-03T11:57:25.388-04:002011-11-03T11:57:25.388-04:00Also, many credit unions take part in the credit u...Also, many credit unions take part in the credit union service center program meaning you can make deposits and such at another credit union if they are an authorized service center.<br /><br />Who needs banks?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-74137901135413811532011-11-03T11:54:26.615-04:002011-11-03T11:54:26.615-04:00Some credit unions are open on Saturdays. Truliant...Some credit unions are open on Saturdays. Truliant is on Tyvola Rd.<br /><br />Also many NC credit unions allow you to use other credit union ATMs without a fee. There is also the ALLPOINT network ATMS at Walgreens and places like that which you can use without a fee.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-22218718164309227972011-11-03T11:53:42.644-04:002011-11-03T11:53:42.644-04:00At Anon 11:47, State Employees Credit Union has Ca...At Anon 11:47, State Employees Credit Union has Cashpoints ATM in many places. Also if I need cash back that bad, I can run into a store and buy a soda much easier than I can find an ATM.blpadge2noreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-36177872830849945752011-11-03T11:47:59.826-04:002011-11-03T11:47:59.826-04:00When was the last time you saw a credit union ATM?...When was the last time you saw a credit union ATM? Seems like it would suck when you travel to have to pay an atm fee everytime you need cashAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-73559811553671803272011-11-03T11:43:14.143-04:002011-11-03T11:43:14.143-04:00I would do it, but I'll be too hungover from p...I would do it, but I'll be too hungover from playing bongos all night with my Occupy Charlotte folks.<br /><br />peaceAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8575396221761490577.post-3675496039877414142011-11-03T11:37:23.063-04:002011-11-03T11:37:23.063-04:00on a saturday, when most banks are closed. lol. br...on a saturday, when most banks are closed. lol. brilliant!Anonymousnoreply@blogger.com